Medicare is a federal health insurance program for the elderly administered by the United AARP Medicare plans. It provides health insurance coverage to Americans aged 65 or older or meeting other special eligibility criteria. But there are also some things that Medicare doesn’t cover, like dental services, hearing aids, and glasses for the non-contracted eye condition you don’t have covered now. Here we’ll discuss six things medicare doesn’t cover:

1. Annual Eye Exams
Medicare doesn’t cover routine eye examinations but pays for specific procedures, including cataract surgery, glaucoma treatment, and retina removal. You can check with the local social services office to see if you qualify for Medicaid coverage on a sliding scale fee. You must purchase vision care insurance to receive coverage for your routine eye exam.

2. Hearing aids
Medicare does not cover hearing aids and related service, but it does cover hearing exams, fitting, and adjustment. They also cover batteries you must purchase for you to cover a certain amount of the cost which is stated in their contract with the provider. Typically they will pay 50% of the price of your lowest-priced hearing aid and 20% for each additional one.

3. Routine dental exams
Medicare covers some, but not all, procedures if deemed medically necessary. Some covered dental work includes the removal of an impacted tooth and any other dental work needed to repair a damaged or diseased tooth. Medicare will also cover the cost of dentures, crowns, and bridgework.

4. Deductibles and coinsurance
Anyone with a Medicare plan will have to pay deductibles and coinsurance, which is the amount you are liable to pay out of pocket for your care. The upper limit of your deductible is $1200, but if you are financed through another company, this amount may be lower. There is also a maximum limit on the total benefits you can receive in an entire year.

5. Long term care
Long-term care is not part of Medicare, and because it is so important to people, many different policies exist. There are also many ways to pay for long-term care insurance by using a savings program like Roth IRA, traditional IRA, or a life insurance policy with a face value equivalent to your benefits.

6. Overseas health care
Medicare will pay for qualified medical care provided by a doctor overseas. There are two types of coverage for this type of treatment. One is called foreign travel emergency care, which requires you to have purchased Medicare Part B and have a reasonable expectation of paying out-of-pocket expenses above $50.00.

7. Prescription drugs
Medicare does not cover most prescription drugs, with a few exceptions. This includes oral cancer drugs and drugs that treat a certain type of chronic hepatitis B infection. Medicare covers blood clotting factors and medications used to treat an abnormally low level of white blood cells in your body. United Healthcare Medicare plans offer their members prescription drug coverage known as the Medicare Advantage plan.

There are many different options for covering your long-term care expenses. It would help if you compared these other policies and options so that you can find one that meets your needs. The plan you choose will depend on the amount of money you have available to invest, the number of years left before the policy ends, how much coverage you need, and what type of insurance